Charming 2 story - walkable location in beautiful White Bear Lake!  Here we have 3 private separate spaces each w/ 1 Br, kitchen, full bath.   Home is a 2 story Duplex PLUS a separate 528 sf Studio. Studio has brand new bath w/ deep soaking tub, heated floors and gas fire place. Studio has potential for Home Bus. - Zoned R4 or perfect Mother-in-Law apt.  Duplex can be returned to a 4 br 2 ba for a larger family while also having the Studio to rent out. Established on ABNB with great reviews and huge rental income, it's the perfect investment property or home with so many options! Large private backyard, Veg. garden w raised beds, Garage w/attic storage. Play-set. Basement is dry - includes freezer, and garden seed starting station and plenty of storage. Newer Roof, W&D, 50 gallon HWH, Both Duplex bathrooms tiled and updated, 3 new windows in main bedroom, new brick chimney. Only work left to do is the vintage doors refurbished or replaced. Travel while making a very comfortable income!